Carte des régulateurs

Qui régule quoi, sur cinq couches.

S'applique dans les sept émirats

Dubaï est présenté ; les autres émirats diffèrent

Tribunaux et corpus de règles propres

Constitution seulement ; une licence d'actifs virtuels reste nécessaire

Couches de détention — aucune activité commerciale aux Émirats

Régime dédié aux actifs virtuels en vigueur

VARA
Virtual-asset activities across the Emirate of Dubai, with the DIFC carved out.
CBUAE
Payment tokens, payment services, stored value and AML supervision of licensed financial institutions.
CMA
Securities, capital markets and virtual assets outside the VARA, ADGM and DIFC perimeters. Renamed from the SCA on 1 January 2026.
FIU · goAML
The AML/CFT reporting portal every VASP and DNFBP must register with.
FSRA
Exchanges, custody, funds and DLT foundations under an English common-law system.
DFSA
Crypto tokens, investment tokens and funds inside the DIFC.
DET
Mainland commercial licences. A virtual-asset business on the mainland needs this and VARA.
RERA · DLD
Brokers, developers, escrow and tokenised title.
DMCC
Free-zone incorporation in Dubai. A VARA licence is still required to operate.
IFZA
Free-zone incorporation in Dubai. A VARA licence is still required to operate.
RAK DAO
Incorporation in Ras Al Khaimah. A virtual-asset licence is a separate question.
DAFZA
Free-zone incorporation in Dubai. A VARA licence is still required to operate.
DWTC
Free-zone incorporation in Dubai. A VARA licence is still required to operate.
RAKEZ
Incorporation in Ras Al Khaimah. A virtual-asset licence is a separate question.
RAK ICC
Holding vehicles. No UAE trading, no residence visas, no operating licence.
JAFZA Offshore
Holding vehicles. No UAE trading, no residence visas, no operating licence.
Ajman Offshore
Holding vehicles. No UAE trading, no residence visas, no operating licence.